Why Central Florida Is One of the Hottest Markets for Out‑of‑State Buyers

1. Strong Migration Trends from Other States

Data from LendingTree shows Florida led all states in out‑of‑state buyer inquiries in 2024, with 13.7% of mortgage requests coming from buyers relocating here
Low taxes, warm weather, and diverse housing options make Central Florida—especially Osceola, Marion, and Citrus—a top destination ahead of markets like California or New York.

2. Compelling Price Advantages

Central Florida offers a sweeter entry point than Southern metros:

• Orlando median home price around $410K for Q1 2025

• Marion County sells for about $282,974, up 2.3% year-over-year

• Citrus County trails closely, with homes at $284,839—great for tighter budgets
  By contrast, Miami-Dade condo prices start at $400K+, with houses over $600K

3. Inventory is Turning in Favor of Buyers

Nationwide Florida demand cooled in Spring 2025—homes stayed on the market longer (75 days median)

This shift gives out-of-state buyers more leverage and less competition, especially in Central Florida. A slight surge in listings means more options and negotiation power.

4. The Lifestyle & Value Package

Central Florida offers the perfect blend:

• No state income tax – a major draw 

• Varied lifestyles – from Osceola’s proximity to Orlando’s attractions, to Marion’s equestrian culture and Citrus’ lakeside serenity

• Balanced climate – plenty of sunshine, fewer coastal hurricane risks

• Strong infrastructure – growing schools, jobs, and leisure amenities

5. Savvy Investor and Retirement Appeal

📈 A wave of younger investors is snapping up short-term rentals in Central Florida 

Meanwhile, retirees appreciate Marion and Citrus counties for affordability, quieter living, and access to healthcare—without the high-priced coastal premiums

6. What Buyers Should Know Before Moving

• Lock in mortgage pre-approval – act fast while rates stay between 6.5–6.8% .

• Focus on growth counties – Osceola shows rapid appreciation; Marion/Citrus offer great value and space.

• Assess insurance and HOA costs, especially near coastlines.

• Visit multiple seasons – summers can be tough, but winter is the sweet spot.

✅ Conclusion

Central Florida is a hotspot for out-of-state buyers because it offers a winning balance of price, lifestyle, and long-term value. With improving inventory, stable markets, and strong appeal to both investors and families, now is a prime time to invest. Whether you're relocating or expanding your portfolio, Osceola, Marion, and Citrus counties should be on your radar.

💡 Curious which area fits your goals best?

📣 Ready to turn your Florida dream into reality? Let’s make it happen—together.

  Jacqueline Hafer
  Broker Associate
  Epique Realty
📞 Cell (786) 422-2616
📩 Email : jackyhaferrealtor@gmail.com